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I received a letter from Convergent Outsourcing saying a owed approximately $1200 with an additional $1800 in interest for a debt to a bank in which I have NEVER done business. I feel this is a scam.

They are trying to get money for debts that were never owed. I don't know how they got my name, address or anything, but I will NOT be sending money.

They also stated in this letter that the debt was too old to sue me OR report to the credit reporting agencies. This company SERIOUSLY needs to be investigated as I feel they are trying to collect on false debts!

Reason of review: Problems with payment.

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Guest

I just received a letter in the mail claiming I owe Citizens Bank N.A. 196.01 and they will settle for 98.01.

The letter states to go to their website to pay in full. I called the phone number. I told the operator that I never had an account with Citizens.

The operator was quiet and asked for my ss number and when I declined she said that I had to sign a fraud letter and get a police report. I informed her that I would simply call Citizens Bank...she hung up.

Guest

I received a call last week saying I owed Wells Fargo an undisclosed amount of money, having never banked with WF I told them this isn't correct and was hung up on. I then called WF and was told there was no information regarding my fake account.

I called back and the person answering was laughing and have a great time. After I yelled at them they said they would mark my account paid in full.

A week later I receive a letter stating I owe WF $418, but if I act now they will accept $209. Reported to USPS per everyone elses lead.

Guest

I received one of these scam letters also. I reported it to US Postal service, I do remember I got a call on my cell phone from someone with Comcast (who I am supposedly in debt for) and they wanted the last 4 of my social and my birthday.

Please check into these letters before calling them and DO NOT give them any information. Make sure to check your credit reports also.

Guest

I just received my 7th letter from Convergent, dated November 9, 2016. My first was sent September 9, 2013 when their address was Houston, Texas.

Now the address is Renton, Washington.

The letter keeps saying I owe T-Mobile $509.42, but I can settle in full for $254.71. I've never done business with T-Mobile.

Guest

My Husband just received one of these letter saying he owed $4,000 for a Wells Fargo debt, a bank he never had nor has he ever had a $4,00 loan. They said they were willing to settle for $980.

I tried calling with my number blocked to give them a piece of my mind but of course they were not reachable, claim all agents were busy! SURE!!! Why are these people still in business is the question? So many scams these days!

We check everything. When my husband got his business we went to the wrong site for the EIN and they charged $125, we later found there was no charge for an EIN.

He did receive it,I'm guessing the person submitted his info and kept the money! What a shame!

Guest

I received one!! Just applied for a new home loan.

Same thing, settling for 35% of the amount. I've reported them to the US Postal Inspection website and suggest everyone do the same:

https://postalinspectors.uspis.gov/contactus/filecomplaint.aspx

Guest

I too got a letter about 5/8/14, months ago. I replied within 30 days with the standard dispute of this debt and to please send me any proof that it is.

Nothing happens.

then 9/15/14 I get another with same standard B.S. I'm getting a home loan and this hasn't shown up on my report so it must be some kind of scam.

Guest

I just got one yesterday! claiming I owe $702.76 willing to settle for $245.97!

Said original creditor was a bank I have never had anything to do with! Has 3 different addresses and Company names Convergent , Galaxy Asset Purchasing , and Aterso01 , all different states! I think this is a scam also.

Its not on my credit report.

Beware !!!

Guest

i just a letter today from the covergent out sourcing saying i owe money too

Guest

Yesterday I received a notice/bill from Convergent stating that I have an outstanding debt in the amount of $159.21 and that they will settle in full for $79.61....interestingly I have NEVER had an account with the alleged creditor! May I also add that this fraudulent notice has NEVER been reflected on any of my credit reports.

Having said this, I am totally convinced that this is a scam designed to deceive people out of funds!!! Everyone please beware!!!!

Guest

I keep getting this notice sent to me from Convergent Outsourcing agency for a debt that I've never seen. it says the original creditor is capital one bank.

I've never had a Capital One CC... so I called capital one about the matter, and they couldn't find anything in my name (or SSN)...

Convergent Collection claims I owe 1146 dollars and they are willing to settle for 401 dollars... This has to be a scam...

Guest
reply icon Replying to comment of Guest-827060

Roy I live in Montgomery, Alabama and received the same letter today. (06/23/2014).

I have never heard of this company. They stated I owed $1,369.00 and would settle for 35% of that bill. However, I did a little searching and found an overwhelming amount of rip-off messages stating they are a scam. And my letter states I owe United Credit National Bank who is not in business anymore.

.

Guest
reply icon Replying to comment of Guest-831227

I just got a call from them 408-620-**** today and they are looking to collect a debt from Home Depot. I insisted that their information was wrong several times.

So the caller finally said they will take my number off their list. (Or I will block them myself).

Guest
reply icon Replying to comment of Guest-831227

I too received a letter of collections from Convergent Outsourcing stating that I owed over $3,000.00 for a debt to some bank with whom I have never done business. I know that I no longer owe anyone anything.

The letter was sent to me but used my maiden name! I feel that someone is trying to use my identity to SCAM me!

Guest

I got one also, saying that I owe Paypal $910 and they will take a 1/3 payment..right!!!...Paypal takes proceeds from things sold and you pay them back no matter what, if you want to do business with them...this is a scam and I wouldn't send a dime to them, as they give no proof of any debt. I've been on Paypal for 10 years or more, and my account is in good standing....they need to be investigated and shut down.

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